/* Champion Coverage — brand stylesheet (navy + orange, from Jake's GHL site) */
:root {
  --bg: #f4f6f8; --paper: #ffffff; --ink: #1f2933; --ink-soft: #55606c;
  --brand: #001f3d; --brand-deep: #00152a;
  --accent: #e77a04; --accent-deep: #c46603; --wash: #fdf1e4; --line: #e2e6ea;
  --head: "Lato", "Segoe UI", sans-serif; --body: "Open Sans", "Segoe UI", sans-serif;
}
* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body { margin: 0; font-family: var(--body); font-size: 16px; line-height: 1.65;
  color: var(--ink); background: var(--paper); }
img { max-width: 100%; height: auto; }
h1, h2, h3 { font-family: var(--head); color: var(--brand); line-height: 1.15; margin: 0 0 0.5em; }
p { margin: 0 0 1em; }
a { color: var(--accent-deep); }
.wrap { max-width: 1100px; margin: 0 auto; padding: 0 20px; }

/* Top bar */
.topbar { background: var(--brand); position: sticky; top: 0; z-index: 40; }
.topbar .wrap { display: flex; align-items: center; gap: 18px; min-height: 72px; }
.brand { display: inline-flex; align-items: center; gap: 10px; margin-right: auto;
  font-family: var(--head); font-weight: 900; font-size: 18px; letter-spacing: 0.04em;
  color: #fff; text-decoration: none; text-transform: uppercase; }
.brand img { width: 46px; height: 50px; }
.brand span { color: var(--accent); }
nav a { color: #ffffffd9; text-decoration: none; font-weight: 600; font-size: 13px;
  letter-spacing: 0.06em; text-transform: uppercase; padding: 7px 10px; border-radius: 6px; }
nav a:hover { color: #fff; background: #ffffff14; }
.call { background: var(--accent); color: #fff; text-decoration: none; font-weight: 700;
  font-size: 14px; padding: 9px 16px; border-radius: 999px; white-space: nowrap; }
.call:hover { background: var(--accent-deep); }

/* Hero */
.hero { background: var(--bg); }
.hero .wrap { display: grid; grid-template-columns: 6fr 5fr; gap: 40px; align-items: center;
  padding-block: 64px 70px; }
.hero h1 { font-size: clamp(38px, 6vw, 58px); font-weight: 900; text-transform: uppercase;
  letter-spacing: 0.01em; line-height: 1.02; }
.hero h1 span { display: inline-block; color: var(--accent); border-bottom: 4px solid var(--accent);
  padding-bottom: 4px; }
.hero .sub { font-size: 17px; color: var(--ink-soft); max-width: 52ch; }
.ticks { list-style: none; padding: 0; margin: 0 0 1.4em; color: var(--ink-soft); font-size: 15px; }
.ticks li { position: relative; padding-left: 26px; margin-bottom: 8px; }
.ticks li::before { content: "\2192"; position: absolute; left: 0; color: var(--accent); font-weight: 700; }
.btns { display: flex; flex-wrap: wrap; gap: 12px; }
.btn { display: inline-block; font-weight: 700; font-size: 14px; letter-spacing: 0.05em;
  text-transform: uppercase; text-decoration: none; padding: 13px 22px; border-radius: 6px;
  background: var(--accent); color: #fff; border: 2px solid var(--accent); }
.btn:hover { background: var(--accent-deep); border-color: var(--accent-deep); }
.btn.ghost { background: transparent; color: var(--brand); border-color: var(--brand); }
.btn.ghost:hover { background: var(--brand); color: #fff; }
.hero-img { justify-self: center; max-width: 440px; }

section { padding: 72px 0; }
.kicker { font-size: 12px; font-weight: 700; letter-spacing: 0.24em; text-transform: uppercase;
  color: var(--accent); margin-bottom: 12px; }
.section-title { font-size: clamp(28px, 4vw, 40px); }
.section-title .alt { display: block; color: var(--accent); }
.lede { color: var(--ink-soft); font-size: 17px; }

/* About */
.about { display: grid; grid-template-columns: 5fr 6fr; gap: 48px; align-items: center; }
.about img { max-width: 420px; justify-self: center; }

/* Highlights */
.highlights { background: var(--brand); color: #ffffffcc; text-align: center; }
.highlights .section-title { color: #fff; }
.highlights .lede { color: #ffffffbf; max-width: 70ch; margin-inline: auto; }
.cards { display: grid; grid-template-columns: repeat(3, 1fr); gap: 22px; margin-top: 34px; }
.feature { background: var(--paper); border-radius: 10px; padding: 30px 24px; text-align: center; }
.feature img { width: 64px; height: 64px; }
.feature h3 { font-size: 19px; margin: 14px 0 10px; }
.feature p { color: var(--accent-deep); font-size: 14.5px; margin: 0; }

/* FAQ */
.faq { display: grid; grid-template-columns: 4fr 7fr; gap: 48px; align-items: start; }
details { border: 1px solid var(--accent); border-radius: 8px; padding: 0 18px; margin-bottom: 12px;
  background: var(--paper); }
summary { cursor: pointer; font-weight: 700; color: var(--brand); padding: 14px 0; list-style: none;
  display: flex; justify-content: space-between; gap: 12px; }
summary::-webkit-details-marker { display: none; }
summary::after { content: "+"; color: var(--accent); font-weight: 900; }
details[open] summary::after { content: "\2013"; }
details p { color: var(--ink-soft); font-size: 15px; }

/* Quote form */
.quote-band { background: var(--bg); border-block: 1px solid var(--line); }
.card { background: var(--paper); border: 1px solid var(--line); border-top: 4px solid var(--accent);
  border-radius: 12px; box-shadow: 0 12px 32px -20px rgba(0,31,61,0.45); padding: 28px;
  max-width: 600px; margin: 26px auto 0; }
.form-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 14px; }
.field { display: flex; flex-direction: column; gap: 5px; }
.field.full { grid-column: 1 / -1; }
.field label { font-weight: 700; font-size: 13px; color: var(--brand); }
.field input, .field select { font-family: var(--body); font-size: 16px; padding: 11px 13px;
  border: 1px solid var(--line); border-radius: 8px; background: #fcfcfd; color: var(--ink); }
.field input:focus, .field select:focus { outline: none; border-color: var(--accent);
  box-shadow: 0 0 0 3px color-mix(in srgb, var(--accent) 22%, transparent); }
.req { color: #b2472f; }
.consent { grid-column: 1 / -1; background: var(--wash); border: 1px solid #f3d9bb;
  border-radius: 8px; padding: 15px 17px; font-size: 13px; line-height: 1.55; color: var(--ink-soft); }
.consent label { display: flex; align-items: flex-start; gap: 8px; }
.consent label + label { margin-top: 10px; }
.consent input { margin-top: 3px; accent-color: var(--accent); flex: none; }
.submit { grid-column: 1 / -1; font-family: var(--body); font-weight: 800; font-size: 15px;
  letter-spacing: 0.06em; color: #fff; background: var(--accent); border: 0; border-radius: 8px;
  padding: 15px; cursor: pointer; }
.submit:hover { background: var(--accent-deep); }
.submit:disabled { background: var(--ink-soft); cursor: default; }
.status { grid-column: 1 / -1; display: none; border-radius: 8px; padding: 13px 16px;
  font-weight: 600; font-size: 15px; }
.status.ok { display: block; background: #e7f3e7; color: #205a20; border: 1px solid #bcdcbc; }
.status.err { display: block; background: #fdecea; color: #8a2a1c; border: 1px solid #f2c4bd; }
.legal-links { grid-column: 1 / -1; text-align: center; font-size: 13px; margin: 0; }
.hp { position: absolute; left: -9999px; opacity: 0; height: 0; overflow: hidden; }

/* Legal pages */
.legal { max-width: 780px; margin: 0 auto; }
.legal h1 { font-size: clamp(30px, 4vw, 40px); }
.legal h2 { font-size: 20px; margin-top: 38px; padding-top: 12px; border-top: 2px solid var(--wash); }
.legal ul { padding-left: 22px; }

/* Footer */
footer { background: var(--accent); color: #fffffff0; }
footer .wrap { display: flex; flex-wrap: wrap; gap: 20px 48px; align-items: center;
  justify-content: space-between; padding: 34px 20px; }
footer .wordmark { width: 220px; }
footer a { color: #fff; }
footer .contact p { margin: 0 0 4px; font-size: 14px; }
.copyright { border-top: 1px solid #ffffff40; text-align: center; font-size: 13px; padding: 16px 20px 22px; }

@media (max-width: 860px) {
  .hero .wrap, .about, .faq, .cards, .form-grid { grid-template-columns: 1fr; }
  .hero-img, .about img { max-width: 300px; }
  .topbar .wrap { flex-wrap: wrap; padding-block: 10px; gap: 8px 14px; }
  nav { order: 3; width: 100%; display: flex; flex-wrap: wrap; justify-content: center; }
  section { padding: 54px 0; }
}